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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $248,478 | $138,114+79.9% | $125,391+98.2% | $134,545+84.7% |
| Participation rate | 66.7% | 84.5%-17.8pp | 82.4%-15.7pp | 81.2%-14.6pp |
| Annual return | -14.12% | 750.88%-765.0pp | 572.41%-586.5pp | 418.37%-432.5pp |
| Employer contribution / active EE | $4,898 | $5,246-6.6% | $4,816+1.7% | $4,742+3.3% |
| Participant deferral / active EE | $4,879 | $7,801-37.5% | $7,448-34.5% | $6,401-23.8% |
| Admin fee / account holder | $19,426 | $11,570+67.9% | $10,009+94.1% | $11,431+69.9% |