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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,268 | $100,901-59.1% | $75,501-45.3% | $147,585-72.0% |
| Participation rate | 33.3% | 77.1%-43.8pp | 72.4%-39.0pp | 82.8%-49.5pp |
| Annual return | 56.16% | 35.78%+20.4pp | 27.35%+28.8pp | 578.58%-522.4pp |
| Employer contribution / active EE | $10,435 | $3,253+220.7% | $2,352+343.7% | $4,876+114.0% |
| Participant deferral / active EE | $6,261 | $4,027+55.5% | $3,142+99.2% | $5,439+15.1% |
| Admin fee / account holder | $513 | $11,285-95.5% | $5,801-91.2% | $10,886-95.3% |