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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,371 | $138,102-87.4% | $125,381-86.1% | $134,532-87.1% |
| Participation rate | 70.0% | 84.5%-14.5pp | 82.4%-12.4pp | 81.2%-11.2pp |
| Annual return | -20.38% | 750.73%-771.1pp | 572.31%-592.7pp | 418.27%-438.6pp |
| Employer contribution / active EE | $2,609 | $5,245-50.3% | $4,815-45.8% | $4,741-45.0% |
| Participant deferral / active EE | $3,866 | $7,801-50.4% | $7,448-48.1% | $6,401-39.6% |
| Admin fee / account holder | $2,350 | $11,568-79.7% | $10,007-76.5% | $11,429-79.4% |