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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,982 | $112,131-78.6% | $95,964-75.0% | $158,982-84.9% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 0.24% | 171.19%-170.9pp | 91.64%-91.4pp | 302.99%-302.8pp |
| Employer contribution / active EE | $6,721 | $3,199+110.1% | $2,541+164.5% | $4,763+41.1% |
| Participant deferral / active EE | $7,588 | $4,784+58.6% | $4,167+82.1% | $5,983+26.8% |
| Admin fee / account holder | $3,018 | $10,136-70.2% | $6,797-55.6% | $11,252-73.2% |