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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,835 | $202,440-92.2% | $169,390-90.7% | $139,466-88.6% |
| Participation rate | 44.4% | 81.1%-36.7pp | 77.2%-32.7pp | 80.3%-35.9pp |
| Annual return | 21.63% | 532.36%-510.7pp | 406.07%-384.4pp | 373.66%-352.0pp |
| Employer contribution / active EE | $635 | $4,693-86.5% | $4,013-84.2% | $4,754-86.6% |
| Participant deferral / active EE | $3,834 | $6,940-44.8% | $6,222-38.4% | $6,712-42.9% |
| Admin fee / account holder | $2,337 | $10,722-78.2% | $9,015-74.1% | $11,409-79.5% |