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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,713 | $211,224-86.4% | $178,505-83.9% | $145,897-80.3% |
| Participation rate | 44.4% | 80.8%-36.4pp | 77.1%-32.7pp | 80.3%-35.9pp |
| Annual return | 15.73% | 30.28%-14.5pp | 27.16%-11.4pp | 552.29%-536.6pp |
| Employer contribution / active EE | $851 | $4,577-81.4% | $3,955-78.5% | $4,663-81.7% |
| Participant deferral / active EE | $3,397 | $6,966-51.2% | $6,280-45.9% | $6,689-49.2% |
| Admin fee / account holder | $973 | $12,109-92.0% | $10,428-90.7% | $13,390-92.7% |