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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,713 | $211,239-86.4% | $178,528-83.9% | $145,877-80.3% |
| Participation rate | 44.4% | 80.8%-36.4pp | 77.1%-32.7pp | 80.3%-35.9pp |
| Annual return | 15.73% | 30.22%-14.5pp | 27.11%-11.4pp | 551.28%-535.6pp |
| Employer contribution / active EE | $851 | $4,570-81.4% | $3,950-78.4% | $4,663-81.7% |
| Participant deferral / active EE | $3,397 | $6,963-51.2% | $6,278-45.9% | $6,691-49.2% |
| Admin fee / account holder | $973 | $12,095-92.0% | $10,419-90.7% | $13,402-92.7% |