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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,604 | $91,198-95.0% | $178,503-97.4% | $79,856-94.2% |
| Participation rate | 30.7% | 69.2%-38.5pp | 81.9%-51.3pp | 69.6%-39.0pp |
| Annual return | 132.69% | 24.20%+108.5pp | 151.12%-18.4pp | 31.71%+101.0pp |
| Employer contribution / active EE | $560 | $3,257-82.8% | $5,011-88.8% | $2,471-77.3% |
| Participant deferral / active EE | $1,258 | $3,237-61.1% | $5,202-75.8% | $3,741-66.4% |
| Admin fee / account holder | $0 | $6,748-100.0% | $13,987-100.0% | $5,306-100.0% |