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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,547 | $81,233-83.3% | $155,567-91.3% | $80,874-83.2% |
| Participation rate | 31.2% | 66.2%-35.1pp | 78.2%-47.0pp | 67.6%-36.5pp |
| Annual return | 13.62% | 33.33%-19.7pp | 64.74%-51.1pp | 35.62%-22.0pp |
| Employer contribution / active EE | $1,099 | $3,101-64.6% | $4,674-76.5% | $2,756-60.1% |
| Participant deferral / active EE | $1,604 | $3,452-53.5% | $5,628-71.5% | $4,297-62.7% |
| Admin fee / account holder | $4,434 | $7,998-44.6% | $15,916-72.1% | $6,935-36.1% |