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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,969 | $162,136-76.6% | $152,301-75.1% | $154,746-75.5% |
| Participation rate | 23.1% | 84.1%-61.0pp | 82.4%-59.4pp | 80.7%-57.6pp |
| Annual return | 15.03% | 91.02%-76.0pp | 80.50%-65.5pp | 172.34%-157.3pp |
| Employer contribution / active EE | $930 | $4,890-81.0% | $4,624-79.9% | $4,379-78.8% |
| Participant deferral / active EE | $4,212 | $8,341-49.5% | $8,004-47.4% | $6,730-37.4% |
| Admin fee / account holder | $586 | $15,759-96.3% | $14,398-95.9% | $14,365-95.9% |