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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $149,537 | $232,540-35.7% | $185,117-19.2% | $147,586+1.3% |
| Participation rate | 100.0% | 82.4%+17.6pp | 77.3%+22.7pp | 82.8%+17.2pp |
| Annual return | 580.67% | 43.03%+537.6pp | 40.50%+540.2pp | 578.59%+2.1pp |
| Employer contribution / active EE | $5,954 | $5,195+14.6% | $4,182+42.4% | $4,876+22.1% |
| Participant deferral / active EE | $7,667 | $5,834+31.4% | $5,045+52.0% | $5,439+41.0% |
| Admin fee / account holder | $498 | $10,275-95.2% | $8,159-93.9% | $10,886-95.4% |