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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,863 | $160,040+23.0% | $147,096+33.8% | $145,877+35.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 7.21% | 98.49%-91.3pp | 419.75%-412.5pp | 551.28%-544.1pp |
| Employer contribution / active EE | $3,828 | $5,289-27.6% | $4,936-22.4% | $4,663-17.9% |
| Participant deferral / active EE | $9,719 | $8,429+15.3% | $8,071+20.4% | $6,691+45.3% |
| Admin fee / account holder | $2,360 | $15,050-84.3% | $13,005-81.9% | $13,402-82.4% |