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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $224,484 | $100,970+122.3% | $96,576+132.4% | $137,256+63.6% |
| Participation rate | 75.0% | 82.6%-7.6pp | 81.4%-6.4pp | 80.0%-5.0pp |
| Annual return | 26.93% | 38.16%-11.2pp | 38.47%-11.5pp | 220.34%-193.4pp |
| Employer contribution / active EE | $2,128 | $3,809-44.1% | $3,553-40.1% | $4,156-48.8% |
| Participant deferral / active EE | $12,469 | $8,286+50.5% | $7,956+56.7% | $6,407+94.6% |
| Admin fee / account holder | $2,690 | $11,312-76.2% | $11,381-76.4% | $12,270-78.1% |