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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $25,515 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,445 | $26,140-21.8% | $58,507-65.1% | $74,473-72.5% |
| Participation rate | 25.2% | 32.1%-6.9pp | 50.9%-25.7pp | 70.7%-45.6pp |
| Annual return | 22.13% | 32.51%-10.4pp | 4252.32%-4230.2pp | 34.36%-12.2pp |
| Employer contribution / active EE | $542 | $537+1.0% | $1,053-48.5% | $2,638-79.5% |
| Participant deferral / active EE | $1,101 | $1,075+2.4% | $1,922-42.7% | $4,530-75.7% |
| Admin fee / account holder | $215 | $652-67.0% | $2,486-91.4% | $347-38.1% |