Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,422 | $52,188-78.1% | $86,640-86.8% | $74,460-84.7% |
| Participation rate | 1.6% | 66.3%-64.7pp | 71.7%-70.1pp | 70.7%-69.2pp |
| Annual return | 24.49% | 44.46%-20.0pp | 592.52%-568.0pp | 34.38%-9.9pp |
| Employer contribution / active EE | $0 | $2,282-100.0% | $3,024-100.0% | $2,638-100.0% |
| Participant deferral / active EE | $66 | $3,383-98.1% | $4,438-98.5% | $4,530-98.6% |
| Admin fee / account holder | $354 | $319+11.0% | $5,616-93.7% | $348+1.7% |