Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,852 | $44,206-86.8% | $94,057-93.8% | $64,728-91.0% |
| Participation rate | 6.1% | 51.0%-44.9pp | 73.3%-67.3pp | 57.9%-51.8pp |
| Annual return | 19.19% | 259.42%-240.2pp | 480.62%-461.4pp | 49.38%-30.2pp |
| Employer contribution / active EE | $0 | $1,635-100.0% | $2,933-100.0% | $2,243-100.0% |
| Participant deferral / active EE | $52 | $1,902-97.3% | $4,709-98.9% | $2,729-98.1% |
| Admin fee / account holder | $722 | $1,230-41.3% | $7,244-90.0% | $1,145-36.9% |