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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,151 | $63,365+116.4% | $91,994+49.1% | $72,975+87.9% |
| Participation rate | 100.0% | 72.5%+27.5pp | 78.6%+21.4pp | 69.5%+30.5pp |
| Annual return | 28.47% | 35.35%-6.9pp | 69.04%-40.6pp | 81.01%-52.5pp |
| Employer contribution / active EE | $15,493 | $2,116+632.3% | $3,453+348.7% | $2,440+534.9% |
| Participant deferral / active EE | $13,004 | $4,883+166.3% | $5,924+119.5% | $3,608+260.4% |
| Admin fee / account holder | $2,360 | $4,670-49.5% | $7,744-69.5% | $5,124-53.9% |