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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,007 | $106,749-85.9% | $145,433-89.7% | $82,448-81.8% |
| Participation rate | 94.3% | 75.6%+18.6pp | 82.1%+12.2pp | 68.1%+26.2pp |
| Annual return | 17.61% | 27.59%-10.0pp | 66.58%-49.0pp | 41.64%-24.0pp |
| Employer contribution / active EE | $1,017 | $3,444-70.5% | $4,554-77.7% | $2,551-60.1% |
| Participant deferral / active EE | $4,638 | $6,519-28.9% | $7,897-41.3% | $4,139+12.0% |
| Admin fee / account holder | $1,643 | $8,390-80.4% | $13,129-87.5% | $7,234-77.3% |