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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,007 | $106,524-85.9% | $152,301-90.1% | $87,485-82.8% |
| Participation rate | 94.3% | 75.8%+18.5pp | 82.4%+11.8pp | 68.9%+25.4pp |
| Annual return | 17.61% | 26.89%-9.3pp | 80.50%-62.9pp | 26.06%-8.5pp |
| Employer contribution / active EE | $1,017 | $3,371-69.8% | $4,624-78.0% | $2,596-60.8% |
| Participant deferral / active EE | $4,638 | $6,525-28.9% | $8,004-42.1% | $4,274+8.5% |
| Admin fee / account holder | $1,643 | $8,287-80.2% | $14,398-88.6% | $7,775-78.9% |