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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,532 | $315,200-82.7% | $238,191-77.1% | $155,188-64.9% |
| Participation rate | 100.0% | 82.6%+17.4pp | 77.1%+22.9pp | 80.8%+19.2pp |
| Annual return | 19.72% | 10.25%+9.5pp | 13.02%+6.7pp | 148.84%-129.1pp |
| Employer contribution / active EE | $6,187 | $6,383-3.1% | $5,082+21.7% | $4,248+45.6% |
| Participant deferral / active EE | $9,259 | $8,044+15.1% | $6,726+37.7% | $6,531+41.8% |
| Admin fee / account holder | $784 | $48,031-98.4% | $34,582-97.7% | $14,480-94.6% |