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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,532 | $239,571-77.2% | $183,328-70.3% | $137,256-60.3% |
| Participation rate | 100.0% | 82.4%+17.6pp | 77.3%+22.7pp | 80.0%+20.0pp |
| Annual return | 19.72% | 35.69%-16.0pp | 29.67%-10.0pp | 220.34%-200.6pp |
| Employer contribution / active EE | $6,187 | $6,148+0.6% | $5,055+22.4% | $4,156+48.9% |
| Participant deferral / active EE | $9,259 | $7,995+15.8% | $6,795+36.3% | $6,407+44.5% |
| Admin fee / account holder | $784 | $30,059-97.4% | $21,427-96.3% | $12,270-93.6% |