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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,532 | $282,059-80.7% | $213,469-74.5% | $154,746-64.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 77.1%+22.9pp | 80.7%+19.3pp |
| Annual return | 19.72% | 20.90%-1.2pp | 20.58%-0.9pp | 172.34%-152.6pp |
| Employer contribution / active EE | $6,187 | $6,1890% | $4,994+23.9% | $4,379+41.3% |
| Participant deferral / active EE | $9,259 | $8,186+13.1% | $6,841+35.3% | $6,730+37.6% |
| Admin fee / account holder | $784 | $37,435-97.9% | $27,141-97.1% | $14,365-94.5% |