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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,217 | $107,368-76.5% | $92,915-72.9% | $152,909-83.5% |
| Participation rate | 90.9% | 79.8%+11.1pp | 76.0%+14.9pp | 82.5%+8.5pp |
| Annual return | 24.76% | 145.64%-120.9pp | 109.45%-84.7pp | 345.46%-320.7pp |
| Employer contribution / active EE | $2,680 | $4,222-36.5% | $3,653-26.6% | $4,764-43.7% |
| Participant deferral / active EE | $4,229 | $4,848-12.8% | $4,238-0.2% | $5,851-27.7% |
| Admin fee / account holder | $693 | $7,082-90.2% | $5,796-88.0% | $11,601-94.0% |