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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,397 | $29,716-44.8% | $56,077-70.8% | $80,925-79.7% |
| Participation rate | 10.0% | 41.7%-31.7pp | 52.5%-42.5pp | 67.7%-57.7pp |
| Annual return | 12.21% | 35.30%-23.1pp | 1709.28%-1697.1pp | 35.65%-23.4pp |
| Employer contribution / active EE | $157 | $671-76.6% | $1,040-84.9% | $2,756-94.3% |
| Participant deferral / active EE | $273 | $1,228-77.8% | $1,954-86.0% | $4,299-93.6% |
| Admin fee / account holder | $1,065 | $2,432-56.2% | $2,825-62.3% | $6,940-84.7% |