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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,397 | $29,733-44.9% | $56,025-70.7% | $80,959-79.7% |
| Participation rate | 10.0% | 41.7%-31.7pp | 52.5%-42.5pp | 67.7%-57.7pp |
| Annual return | 12.21% | 35.28%-23.1pp | 1712.69%-1700.5pp | 35.67%-23.5pp |
| Employer contribution / active EE | $157 | $672-76.6% | $1,042-84.9% | $2,757-94.3% |
| Participant deferral / active EE | $273 | $1,229-77.8% | $1,955-86.0% | $4,300-93.6% |
| Admin fee / account holder | $1,065 | $2,434-56.3% | $2,828-62.4% | $6,925-84.6% |