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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,054 | $88,585-63.8% | $69,884-54.1% | $134,532-76.2% |
| Participation rate | 50.0% | 74.9%-24.9pp | 70.5%-20.5pp | 81.2%-31.2pp |
| Annual return | -16.62% | 442.80%-459.4pp | 190.81%-207.4pp | 418.27%-434.9pp |
| Employer contribution / active EE | $859 | $3,235-73.5% | $2,560-66.5% | $4,741-81.9% |
| Participant deferral / active EE | $7,137 | $4,770+49.6% | $3,848+85.5% | $6,401+11.5% |
| Admin fee / account holder | $0 | $10,441-100.0% | $6,266-100.0% | $11,429-100.0% |