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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,807 | $112,121-84.1% | $95,960-81.4% | $158,966-88.8% |
| Participation rate | 46.2% | 79.0%-32.8pp | 77.1%-30.9pp | 82.0%-35.8pp |
| Annual return | 14.23% | 171.16%-156.9pp | 91.63%-77.4pp | 302.95%-288.7pp |
| Employer contribution / active EE | $1,172 | $3,199-63.4% | $2,541-53.9% | $4,762-75.4% |
| Participant deferral / active EE | $3,009 | $4,784-37.1% | $4,167-27.8% | $5,983-49.7% |
| Admin fee / account holder | $134 | $10,135-98.7% | $6,797-98.0% | $11,250-98.8% |