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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,017 | $162,812-77.3% | $133,971-72.4% | $158,966-76.7% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 29.39% | 41.94%-12.6pp | 45.09%-15.7pp | 302.95%-273.6pp |
| Employer contribution / active EE | $2,122 | $4,976-57.4% | $3,919-45.9% | $4,762-55.4% |
| Participant deferral / active EE | $26,093 | $5,910+341.5% | $5,047+417.0% | $5,983+336.1% |
| Admin fee / account holder | $1,140 | $11,741-90.3% | $8,929-87.2% | $11,250-89.9% |