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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,141 | $100,970-78.1% | $96,576-77.1% | $137,256-83.9% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 14.65% | 38.16%-23.5pp | 38.47%-23.8pp | 220.34%-205.7pp |
| Employer contribution / active EE | $6,616 | $3,809+73.7% | $3,553+86.2% | $4,156+59.2% |
| Participant deferral / active EE | $27,062 | $8,286+226.6% | $7,956+240.1% | $6,407+322.4% |
| Admin fee / account holder | $4,303 | $11,312-62.0% | $11,381-62.2% | $12,270-64.9% |