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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,343 | $76,551-60.4% | $123,894-75.5% | $62,881-51.7% |
| Participation rate | 68.8% | 73.0%-4.2pp | 81.4%-12.6pp | 69.3%-0.5pp |
| Annual return | 7.06% | 18.68%-11.6pp | 47.52%-40.5pp | 20.14%-13.1pp |
| Employer contribution / active EE | $2,273 | $2,882-21.2% | $4,617-50.8% | $2,281-0.4% |
| Participant deferral / active EE | $4,430 | $4,840-8.5% | $5,984-26.0% | $3,203+38.3% |
| Admin fee / account holder | $1,042 | $4,826-78.4% | $8,357-87.5% | $4,296-75.8% |