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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,090 | $91,536-38.7% | $130,062-56.9% | $75,177-25.4% |
| Participation rate | 36.3% | 71.5%-35.2pp | 78.5%-42.3pp | 67.2%-31.0pp |
| Annual return | 16.26% | -631.62%+647.9pp | -137.37%+153.6pp | 160.75%-144.5pp |
| Employer contribution / active EE | $1,081 | $2,845-62.0% | $4,322-75.0% | $2,671-59.5% |
| Participant deferral / active EE | $1,774 | $4,343-59.2% | $5,821-69.5% | $4,126-57.0% |
| Admin fee / account holder | $5 | $6,780-99.9% | $10,601-100.0% | $5,651-99.9% |