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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,063 | $91,760-13.8% | $156,181-49.4% | $67,986+16.3% |
| Participation rate | 36.3% | 65.0%-28.7pp | 78.8%-42.6pp | 57.2%-20.9pp |
| Annual return | 28.33% | 18.14%+10.2pp | 64.87%-36.5pp | 31.67%-3.3pp |
| Employer contribution / active EE | $1,146 | $2,419-52.6% | $4,294-73.3% | $2,019-43.2% |
| Participant deferral / active EE | $1,909 | $3,960-51.8% | $6,132-68.9% | $3,358-43.2% |
| Admin fee / account holder | $144 | $3,949-96.3% | $14,586-99.0% | $3,203-95.5% |