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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,063 | $95,904-17.6% | $173,730-54.5% | $64,340+22.9% |
| Participation rate | 36.3% | 60.6%-24.4pp | 79.6%-43.3pp | 55.2%-19.0pp |
| Annual return | 28.33% | 17.47%+10.9pp | 19.96%+8.4pp | 24.14%+4.2pp |
| Employer contribution / active EE | $1,146 | $2,323-50.7% | $4,577-75.0% | $1,862-38.5% |
| Participant deferral / active EE | $1,909 | $3,488-45.3% | $6,326-69.8% | $2,980-36.0% |
| Admin fee / account holder | $144 | $5,089-97.2% | $17,523-99.2% | $3,703-96.1% |