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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,093 | $167,353-92.2% | $143,797-90.9% | $134,545-90.3% |
| Participation rate | 81.3% | 84.8%-3.6pp | 80.3%+0.9pp | 81.2%0pp |
| Annual return | 0.00% | 0.48%-0.5pp | -0.04%0pp | 418.37%-418.4pp |
| Employer contribution / active EE | $1,998 | $5,620-64.4% | $4,952-59.6% | $4,742-57.9% |
| Participant deferral / active EE | $2,991 | $6,447-53.6% | $5,638-47.0% | $6,401-53.3% |
| Admin fee / account holder | $2,458 | $18,096-86.4% | $14,679-83.3% | $11,431-78.5% |