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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,452 | $111,785-89.8% | $93,669-87.8% | $145,877-92.1% |
| Participation rate | 63.6% | 74.2%-10.6pp | 68.7%-5.1pp | 80.3%-16.7pp |
| Annual return | 12.26% | 203.79%-191.5pp | 133.59%-121.3pp | 551.28%-539.0pp |
| Employer contribution / active EE | $1,088 | $3,096-64.9% | $2,424-55.1% | $4,663-76.7% |
| Participant deferral / active EE | $1,838 | $4,919-62.6% | $4,416-58.4% | $6,691-72.5% |
| Admin fee / account holder | $52 | $10,256-99.5% | $8,291-99.4% | $13,402-99.6% |