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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,452 | $111,878-89.8% | $93,727-87.8% | $145,897-92.2% |
| Participation rate | 63.6% | 74.2%-10.6pp | 68.7%-5.1pp | 80.3%-16.7pp |
| Annual return | 12.26% | 204.28%-192.0pp | 133.83%-121.6pp | 552.29%-540.0pp |
| Employer contribution / active EE | $1,088 | $3,092-64.8% | $2,421-55.1% | $4,663-76.7% |
| Participant deferral / active EE | $1,838 | $4,920-62.6% | $4,417-58.4% | $6,689-72.5% |
| Admin fee / account holder | $52 | $10,256-99.5% | $8,292-99.4% | $13,390-99.6% |