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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,093 | $97,729-75.3% | $83,830-71.3% | $135,379-82.2% |
| Participation rate | 50.0% | 80.0%-30.0pp | 76.1%-26.1pp | 82.6%-32.6pp |
| Annual return | -18.59% | 1287.52%-1306.1pp | 850.97%-869.6pp | 519.79%-538.4pp |
| Employer contribution / active EE | $881 | $4,222-79.1% | $3,631-75.7% | $4,779-81.6% |
| Participant deferral / active EE | $5,968 | $4,683+27.4% | $4,082+46.2% | $5,609+6.4% |
| Admin fee / account holder | $138 | $6,674-97.9% | $5,479-97.5% | $10,828-98.7% |