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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,596 | $65,034+30.1% | $90,970-7.0% | $79,856+5.9% |
| Participation rate | 7.0% | 61.6%-54.6pp | 69.0%-62.0pp | 69.6%-62.7pp |
| Annual return | 15.81% | 30.45%-14.6pp | 134.60%-118.8pp | 31.71%-15.9pp |
| Employer contribution / active EE | $193 | $1,247-84.5% | $2,122-90.9% | $2,471-92.2% |
| Participant deferral / active EE | $0 | $2,512-100.0% | $3,373-100.0% | $3,741-100.0% |
| Admin fee / account holder | $20 | $4,536-99.6% | $5,961-99.7% | $5,306-99.6% |