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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,260 | $27,632-23.1% | $61,452-65.4% | $68,486-69.0% |
| Participation rate | 51.9% | 39.5%+12.3pp | 52.6%-0.7pp | 67.9%-16.0pp |
| Annual return | 0.00% | -13.24%+13.2pp | 338.96%-339.0pp | -7.85%+7.9pp |
| Employer contribution / active EE | $470 | $696-32.5% | $1,160-59.5% | $2,597-81.9% |
| Participant deferral / active EE | $1,793 | $1,264+41.9% | $2,125-15.6% | $4,028-55.5% |
| Admin fee / account holder | $453 | $2,010-77.5% | $2,131-78.7% | $5,404-91.6% |