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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,385 | $29,733-31.4% | $56,025-63.6% | $80,959-74.8% |
| Participation rate | 96.8% | 41.7%+55.1pp | 52.5%+44.3pp | 67.7%+29.1pp |
| Annual return | 15.20% | 35.28%-20.1pp | 1712.69%-1697.5pp | 35.67%-20.5pp |
| Employer contribution / active EE | $2,107 | $672+213.7% | $1,042+102.3% | $2,757-23.6% |
| Participant deferral / active EE | $2,188 | $1,229+78.0% | $1,955+11.9% | $4,300-49.1% |
| Admin fee / account holder | $331 | $2,434-86.4% | $2,828-88.3% | $6,925-95.2% |