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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,385 | $29,716-31.4% | $56,077-63.6% | $80,925-74.8% |
| Participation rate | 96.8% | 41.7%+55.1pp | 52.5%+44.3pp | 67.7%+29.1pp |
| Annual return | 15.20% | 35.30%-20.1pp | 1709.28%-1694.1pp | 35.65%-20.4pp |
| Employer contribution / active EE | $2,107 | $671+214.0% | $1,040+102.6% | $2,756-23.5% |
| Participant deferral / active EE | $2,188 | $1,228+78.1% | $1,954+12.0% | $4,299-49.1% |
| Admin fee / account holder | $331 | $2,432-86.4% | $2,825-88.3% | $6,940-95.2% |