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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,348 | $107,030-95.0% | $73,550-92.7% | $147,586-96.4% |
| Participation rate | 15.4% | 66.4%-51.0pp | 54.9%-39.5pp | 82.8%-67.4pp |
| Annual return | 55.59% | 38.25%+17.3pp | -15.16%+70.8pp | 578.59%-523.0pp |
| Employer contribution / active EE | $471 | $1,760-73.2% | $1,219-61.4% | $4,876-90.3% |
| Participant deferral / active EE | $538 | $2,458-78.1% | $1,804-70.2% | $5,439-90.1% |
| Admin fee / account holder | $99 | $3,055-96.7% | $2,320-95.7% | $10,886-99.1% |