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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,645 | $100,073-30.4% | $85,126-18.2% | $145,877-52.3% |
| Participation rate | 87.5% | 74.1%+13.4pp | 67.5%+20.0pp | 80.3%+7.2pp |
| Annual return | 10.99% | 84.11%-73.1pp | 66.63%-55.6pp | 551.28%-540.3pp |
| Employer contribution / active EE | $4,468 | $3,236+38.0% | $2,731+63.6% | $4,663-4.2% |
| Participant deferral / active EE | $10,049 | $5,294+89.8% | $4,523+122.2% | $6,691+50.2% |
| Admin fee / account holder | $1,081 | $7,261-85.1% | $6,160-82.5% | $13,402-91.9% |