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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,645 | $99,921-30.3% | $85,009-18.1% | $145,959-52.3% |
| Participation rate | 87.5% | 74.1%+13.4pp | 67.5%+20.0pp | 80.3%+7.2pp |
| Annual return | 10.99% | 83.89%-72.9pp | 66.47%-55.5pp | 561.95%-551.0pp |
| Employer contribution / active EE | $4,468 | $3,233+38.2% | $2,728+63.7% | $4,661-4.1% |
| Participant deferral / active EE | $10,049 | $5,293+89.9% | $4,522+122.2% | $6,689+50.2% |
| Admin fee / account holder | $1,081 | $7,252-85.1% | $6,153-82.4% | $13,398-91.9% |