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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,645 | $100,203-30.5% | $85,240-18.3% | $145,897-52.3% |
| Participation rate | 87.5% | 74.1%+13.4pp | 67.5%+20.0pp | 80.3%+7.2pp |
| Annual return | 10.99% | 84.28%-73.3pp | 66.75%-55.8pp | 552.29%-541.3pp |
| Employer contribution / active EE | $4,468 | $3,242+37.8% | $2,735+63.3% | $4,663-4.2% |
| Participant deferral / active EE | $10,049 | $5,299+89.7% | $4,527+122.0% | $6,689+50.2% |
| Admin fee / account holder | $1,081 | $7,265-85.1% | $6,165-82.5% | $13,390-91.9% |