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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,603 | $37,446-71.7% | $77,552-86.3% | $79,856-86.7% |
| Participation rate | 95.2% | 41.5%+53.6pp | 54.2%+41.0pp | 69.6%+25.5pp |
| Annual return | 0.00% | 39.76%-39.8pp | 54.82%-54.8pp | 31.71%-31.7pp |
| Employer contribution / active EE | $2,087 | $637+227.6% | $987+111.6% | $2,471-15.5% |
| Participant deferral / active EE | $890 | $1,261-29.4% | $1,861-52.2% | $3,741-76.2% |
| Admin fee / account holder | $338 | $2,506-86.5% | $2,859-88.2% | $5,306-93.6% |