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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,975 | $165,399-92.2% | $149,745-91.3% | $158,982-91.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 17.75% | 348.34%-330.6pp | 276.72%-259.0pp | 302.99%-285.2pp |
| Employer contribution / active EE | $1,333 | $5,105-73.9% | $4,646-71.3% | $4,763-72.0% |
| Participant deferral / active EE | $3,986 | $7,183-44.5% | $6,843-41.8% | $5,983-33.4% |
| Admin fee / account holder | $379 | $10,811-96.5% | $9,312-95.9% | $11,252-96.6% |