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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,446 | $99,031-65.2% | $86,597-60.2% | $147,585-76.7% |
| Participation rate | 20.0% | 76.3%-56.3pp | 73.5%-53.5pp | 82.8%-62.8pp |
| Annual return | 17.17% | 1312.56%-1295.4pp | 964.96%-947.8pp | 578.57%-561.4pp |
| Employer contribution / active EE | $735 | $3,132-76.5% | $2,840-74.1% | $4,876-84.9% |
| Participant deferral / active EE | $2,600 | $3,972-34.5% | $3,609-28.0% | $5,439-52.2% |
| Admin fee / account holder | $804 | $5,711-85.9% | $4,906-83.6% | $10,885-92.6% |