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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,166 | $88,996+119.3% | $78,004+150.2% | $138,895+40.5% |
| Participation rate | 46.2% | 74.4%-28.2pp | 69.4%-23.3pp | 79.9%-33.8pp |
| Annual return | 15.58% | 28.03%-12.5pp | 31.07%-15.5pp | 145.39%-129.8pp |
| Employer contribution / active EE | $5,883 | $2,917+101.7% | $2,469+138.3% | $4,194+40.3% |
| Participant deferral / active EE | $5,349 | $4,724+13.2% | $4,092+30.7% | $6,396-16.4% |
| Admin fee / account holder | $0 | $8,807-100.0% | $7,578-100.0% | $12,562-100.0% |