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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,770 | $110,551-71.3% | $80,741-60.7% | $167,536-81.0% |
| Participation rate | 42.9% | 64.0%-21.1pp | 54.2%-11.3pp | 82.1%-39.3pp |
| Annual return | 27.40% | 120.57%-93.2pp | 87.30%-59.9pp | 478.82%-451.4pp |
| Employer contribution / active EE | $463 | $1,543-70.0% | $1,160-60.1% | $4,839-90.4% |
| Participant deferral / active EE | $2,771 | $2,870-3.5% | $2,145+29.1% | $6,342-56.3% |
| Admin fee / account holder | $1,962 | $4,547-56.8% | $3,380-42.0% | $12,315-84.1% |