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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,883 | $76,519-15.2% | $56,025+15.8% | $145,897-55.5% |
| Participation rate | 42.1% | 63.2%-21.1pp | 52.5%-10.4pp | 80.3%-38.2pp |
| Annual return | 12.87% | 3017.03%-3004.2pp | 1712.69%-1699.8pp | 552.29%-539.4pp |
| Employer contribution / active EE | $1,201 | $1,383-13.2% | $1,042+15.3% | $4,663-74.3% |
| Participant deferral / active EE | $3,542 | $2,624+35.0% | $1,955+81.2% | $6,689-47.0% |
| Admin fee / account holder | $2,093 | $3,331-37.2% | $2,828-26.0% | $13,390-84.4% |