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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,431 | $198,457-60.5% | $170,435-54.0% | $147,586-46.9% |
| Participation rate | 93.8% | 88.0%+5.8pp | 83.6%+10.2pp | 82.8%+10.9pp |
| Annual return | 15.53% | 257.30%-241.8pp | 205.94%-190.4pp | 578.59%-563.1pp |
| Employer contribution / active EE | $3,912 | $6,183-36.7% | $5,432-28.0% | $4,876-19.8% |
| Participant deferral / active EE | $1,894 | $5,629-66.4% | $4,939-61.7% | $5,439-65.2% |
| Admin fee / account holder | $6,821 | $16,852-59.5% | $13,881-50.9% | $10,886-37.3% |