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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,646 | $27,936+63.4% | $58,561-22.1% | $75,173-39.3% |
| Participation rate | 32.4% | 38.8%-6.5pp | 50.9%-18.5pp | 67.2%-34.9pp |
| Annual return | 23.77% | 44.21%-20.4pp | 4251.33%-4227.6pp | 160.72%-136.9pp |
| Employer contribution / active EE | $493 | $670-26.4% | $1,053-53.2% | $2,671-81.5% |
| Participant deferral / active EE | $2,347 | $1,202+95.3% | $1,923+22.1% | $4,126-43.1% |
| Admin fee / account holder | $1,008 | $1,727-41.6% | $2,520-60.0% | $5,651-82.2% |