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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,596 | $29,733+87.0% | $56,025-0.8% | $80,959-31.3% |
| Participation rate | 31.6% | 41.7%-10.1pp | 52.5%-20.9pp | 67.7%-36.1pp |
| Annual return | 15.24% | 35.28%-20.0pp | 1712.69%-1697.4pp | 35.67%-20.4pp |
| Employer contribution / active EE | $521 | $672-22.4% | $1,042-49.9% | $2,757-81.1% |
| Participant deferral / active EE | $2,187 | $1,229+77.9% | $1,955+11.9% | $4,300-49.2% |
| Admin fee / account holder | $1,233 | $2,434-49.3% | $2,828-56.4% | $6,925-82.2% |