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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,549 | $76,608-52.3% | $56,077-34.8% | $145,877-74.9% |
| Participation rate | 33.3% | 63.2%-29.9pp | 52.5%-19.2pp | 80.3%-47.0pp |
| Annual return | 21.86% | 3009.59%-2987.7pp | 1709.28%-1687.4pp | 551.28%-529.4pp |
| Employer contribution / active EE | $544 | $1,382-60.6% | $1,040-47.7% | $4,663-88.3% |
| Participant deferral / active EE | $1,987 | $2,624-24.3% | $1,954+1.7% | $6,691-70.3% |
| Admin fee / account holder | $2,859 | $3,325-14.0% | $2,825+1.2% | $13,402-78.7% |