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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,699 | $106,247-71.1% | $96,515-68.2% | $139,466-78.0% |
| Participation rate | 66.7% | 77.8%-11.2pp | 74.3%-7.7pp | 80.3%-13.7pp |
| Annual return | -90.69% | 38.47%-129.2pp | 35.73%-126.4pp | 373.66%-464.4pp |
| Employer contribution / active EE | $5,000 | $4,106+21.8% | $3,740+33.7% | $4,754+5.2% |
| Participant deferral / active EE | $15,000 | $5,456+174.9% | $4,880+207.4% | $6,712+123.5% |
| Admin fee / account holder | $31 | $7,885-99.6% | $6,735-99.5% | $11,409-99.7% |