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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,989 | $81,664-60.8% | $70,476-54.6% | $158,966-79.9% |
| Participation rate | 84.6% | 77.7%+6.9pp | 75.1%+9.6pp | 82.0%+2.7pp |
| Annual return | 20.31% | 208.59%-188.3pp | 109.12%-88.8pp | 302.95%-282.6pp |
| Employer contribution / active EE | $2,843 | $3,219-11.7% | $2,738+3.8% | $4,762-40.3% |
| Participant deferral / active EE | $5,010 | $4,556+10.0% | $3,710+35.0% | $5,983-16.3% |
| Admin fee / account holder | $3,223 | $6,197-48.0% | $3,847-16.2% | $11,250-71.4% |